HDB Financial Services Limited Shares Details:
About HDB Financial Services Ltd:
HDB Financial Services (HDBFS) is a leading
Non-Banking Financial Company (NBFC) that
caters to the growing needs of an aspirational
India, serving both Retail & Commercial
Clients. It is a Systemically Important
Non-Deposit taking Non-Banking Financial
Company (‘NBFC’)
Incorporated in 2008, they are a
well-established business with strong
capitalization. HDBFS is accredited with CARE
AAA & CRISIL AAA ratings for its long-term
debt & Bank facilities and an A1+ rating for
its short-term debt & commercial papers,
making it a strong and reliable financial
institution.
Products of the Company: The current product
portfolio consists of three main categories
i.e. Loans, Fee-based products, and BPO
services.
Loans
Consumer Loans – The Company provides White loans(Washing Machine and
Refrigerator), Brown loans( such as
televisions, audio equipment, and similar
household appliances, etc) and digital
products( such as Mobile Phones, Computer, and
Laptops). The company also provides loans for
household purposes.
Consumer Loans Portfolio includes:
1)
Gold loan
2)
Consumer Durable loan
3)
Auto loans
4)
Personal loans.
5)
Loan against MFs.
Enterprise Loans:
Small and Medium Enterprise needs funding
either for Working Capital, buying a new bid,
or setting up a new plant. The company offers
secured and unsecured loans to these SMEs.
Asset Finance:
The company provides loans to purchase a new
and old vehicle or the vehicles which generate
income for the borrowers such as Truck,
Tractors etc.
Fee-based products:
The company is registered Corporate Insurance
Agents which sells Life and General insurance
products of HDFC Life and HDFC Ergo to the
clients.
BPO Service:
Collection Service- The company has a
contracted with HDFC bank to collect dues from
the borrowers. The company has set up 15 call
centers across the country with a capacity of
5000 seats.
Financials of HDB Financial Services
Limited Unlisted Shares:
(Financials
in Crores)
Year
|
Revenue
|
PAT
|
AUM
|
EPS
|
Book Value
|
2014
|
1,688.27
|
209.24
|
13560
|
4.32
|
31.7
|
2015
|
2,527.26
|
349.45
|
19290
|
6.63
|
44.68
|
2016
|
3,302.02
|
534.41
|
25906
|
7.64
|
50.87
|
2017
|
5714.54
|
698.77
|
34277
|
9.64
|
68.73
|
2018
|
7061.99
|
951.74
|
44469
|
12.18
|
79.22
|
2019
|
8724.81
|
1149.81
|
55455
|
14.63
|
91.36
|
2020
|
10756.5
|
1004.8
|
57145
|
12.78
|
102.05
|
|